Perilaku Self-Control dalam Mengelola Keuangan Pribadi (Berdasarkan Theory Of Planned Behavior dan Conscientiousness) di STIKes Merangin

Abstract

Behavioral self-control in managing personal finances is a behavior to be careful in using the money they had, which was not spontaneous purchases or otherwise delay the purchase to do first consideration so that the money can be used properly so as to avoid consumer behavior. This study aimed to test the theory of planned behavior and conscientiousness on the behavior of self-control in managing personal finances, where there are seven hypotheses to be tested. The sample in this study is still STIKes Merangin Lecturer. Data obtained through questionnaires and to test the proposed models and hypotheses used Structural Equation Modeling (SEM) based variance component or famous with Partial Least Square (PLS). The results showed thatof thetheory of planned behavior only influence behavioral intentions ofdoingself-controlin managingpersonal financesto thebehaviorof self-controlin managing personal finances that have asignificant influence. While othersdo nothave asignificant effect.